Categories
Uncategorized

What is the acronym for rap?

Papa.

What is the name of the most successful rap team in the world?

No one. Rap is hard.

The most successful rap team anywhere in the world?

The rap team in America, the rap team in France.

Who are some of your favorite rappers?

I like Snoop Dogg and I like 2 Chainz.

A few words about yourself and your music

I don’t know how to describe it except that I don’t know how to make anything other than cool.

Reading Therapy — I Heart Learning Academy
The New York Times, the world’s most influential newspaper, says Americans need to start “working harder” to keep their savings account balances and credit cards in check, and that they shouldn’t rely on “financial planning” alone to get the job done.

The paper’s editorial board says that Americans are spending an ever-increasing percentage of their disposable income on interest and fees “on things that will never be needed or that won’t help them get ahead.”

The board says Americans need to work harder to maintain their “savings account” (saving rate) “balance” (credit card debt at the same age), instead of “spending the rest of their paychecks for necessities such as rent and food” or spending time on the internet.

The paper, which is part of a large international network of publications, comes from a global membership of 300 leading newspapers including The Wall Street Journal, The New York Times, USA Today, Reuters, Newsweek, Financial Times, Financial Times Asia, the Financial Times Australia, the Australian Financial Review, The Sydney Morning Herald, The Scotsman, The Sunday Telegraph and the Financial Times of India.

Americans are now the largest single group in the world in terms of bank savings rate, although the board says “a lot of work remains to be done to reach parity” with Americans’ total spending and savings totals in a full-blown post-Crisis recovery.

According to the Times, the average American household has a net worth of $73,000. If their entire net worth was concentrated in a savings account, it would then be worth a lot more.

The paper says this is an opportunity that is “too tempting to miss” for many Americans, who are having less and less to save as they become less and less confident in their ability to put money aside.

To be sure, the financial system is undergoing a major transformation: While the majority of banking and insurance companies